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Added to YB: 2025-11-24

Pitch date: 2025-09-23

NAVI [bullish]

Navient Corporation

-33.23%

current return

Author Info

No bio for this author

Company Info

Navient Corporation provides technology-enabled education finance for education in the United States.

Market Cap

$775.4M

Pitch Price

$12.51

Price Target

20.00 (+140%)

Dividend

7.76%

EV/EBITDA

N/A

P/E

-12.98

EV/Sales

N/A

Sector

Consumer Finance

Category

value

Show full summary:
Navient Corporation - $NAVI

NAVI: $20 target (+55% upside). BBB ends federal grad lending 2026, creating $10B+ private opportunity; NAVI could gain 10% share, boosting EPS 50%+. Mix-shift to 750+ FICO refi/grad borrowers from seasoned legacy loans. $400M expense cuts underway. $5.6B portfolio cash flows cover $5B debt. Risk: macro credit deterioration.

Read full article (10 min)