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Added to YB: 2025-11-20

Pitch date: 2025-11-18

NU [neutral]

Nu Holdings Ltd.

+10.64%

current return

Author Info

No bio for this author

Company Info

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.

Market Cap

$80.8B

Pitch Price

$15.28

Price Target

N/A

Dividend

N/A

EV/EBITDA

N/A

P/E

32.34

EV/Sales

N/A

Sector

Banks

Category

growth

Show full summary:
Nu Holdings Q3’25: Building the Moat While Breaking Records

NU (earnings): Mexico deposit loyalty held despite yield cuts, ARPAC surged to $12.5 validating intl playbook. nuFormer AI model (330M parameters) delivered 3x performance gains in credit decisions. Record $783M net income, 31% ROE while 27.7% efficiency ratio reflects deliberate AI/expansion investment, not cost slippage.

Read full article (5 min)