Added to YB: 2025-11-19
Pitch date: 2025-11-17
ASRV [bullish]
AmeriServ Financial, Inc.
+0.98%
current return
Author Info
Contrarian Cashflows publishes a monthly deep dive on a new value stock. Sign up for the newsletter.
Company Info
AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
Market Cap
$50.1M
Pitch Price
$3.05
Price Target
N/A
Dividend
3.96%
EV/EBITDA
N/A
P/E
10.10
EV/Sales
N/A
Sector
Banks
Category
value
Monday Delight: 17/11/25 - AmeriServ Financial, Inc.
ASRV (quick overview): Bank trading 0.51x P/TB with 4.2% ROE held back by scale issues. Expense ratio 3.16% vs 2.71% peer avg suggests 118% ROE uplift potential to 9.2% for acquirer. 7% total yield via dividend + buybacks while awaiting strategic transaction. Solid fundamentals just need larger platform.
Read full article (1 min)