Added to YB: 2025-11-19
Pitch date: 2025-11-17
CMRB [neutral]
First Commerce Bancorp, Inc.
+7.6%
current return
Author Info
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Company Info
First Commerce Bancorp, Inc. operates as a bank holding company for First Commerce Bank that provides various commercial banking products and services to individuals and businesses in the United States.
Market Cap
$101.7M
Pitch Price
$5.00
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
16.69
EV/Sales
N/A
Sector
Banks
Category
value
Monday Delight: 17/11/25 - First Commerce Bancorp, Inc.
CMRB (quick overview): Community bank trades 0.59x P/TB but struggles with profitability - 3.16% funding costs vs 2.14% industry avg creates 100bp headwind, compressing NIM to 2.37%. Low 3.5% ROE & 77.4% efficiency ratio despite reasonable expense control. Cheap valuation reflects margin pressure challenge.
Read full article (1 min)