Added to YB: 2024-09-30
Pitch date: 2024-09-27
FICO [neutral]
Fair Isaac Corporation
-3.99%
current return
Author Info
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Company Info
Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$39.8B
Pitch Price
$1.9K
Price Target
N/A
Dividend
N/A
EV/EBITDA
46.26
P/E
64.94
EV/Sales
22.01
Sector
Software
Category
growth
FICO: The Business Behind Your Credit Score
FICO (deep dive): Credit score leader w/ 90% US mkt share. 51% rev from Scores (80% margin), 49% from Software. Strong moat via network effects, brand, switching costs. 8% CAGR since 2014, 43% op margin. Risks: regulation, fintech disruption, economic cycles. High valuation (67x 2025 P/E) despite strong fundamentals & growth prospects.
Read full article (11 min)