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Added to YB: 2025-11-13

Pitch date: 2025-11-11

PGY [bullish]

Pagaya Technologies Ltd.

-18.52%

current return

Author Info

MVC Investing is a long-term investor. BSc in Economics, MSc in Finance. Equity Analyst with a focus on Fundamental Analysis and Valuation. Sign up for the newsletter.

Company Info

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands.

Market Cap

$1.9B

Pitch Price

$27.86

Price Target

N/A

Dividend

N/A

EV/EBITDA

10.12

P/E

-9.45

EV/Sales

2.11

Sector

Software

Category

growth

Show full summary:
Pagaya Technologies (PGY): Q3 2025 Earnings Review

PGY (earnings): Record Q3 with $350M revenue (+36% YoY vs $338.9M est), $107M adj EBITDA (+91% YoY, 30.6% margins vs $93.6M est), $23M GAAP net income. Raised FY25 guidance: $1.3-1.325B revenue vs $1.263B est. Trading 6x 2025 EBITDA vs UPST at 16x. Strong funding diversification, expanding partner pipeline.

Read full article (8 min)