Added to YB: 2025-11-13
Pitch date: 2025-11-11
PGY [bullish]
Pagaya Technologies Ltd.
-36.15%
current return
Author Info
MVC Investing is a long-term investor. BSc in Economics, MSc in Finance. Equity Analyst with a focus on Fundamental Analysis and Valuation. Sign up for the newsletter.
Company Info
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands.
Market Cap
$1.5B
Pitch Price
$27.86
Price Target
N/A
Dividend
N/A
EV/EBITDA
4.03
P/E
16.24
EV/Sales
0.94
Sector
Software
Category
growth
Pagaya Technologies (PGY): Q3 2025 Earnings Review
PGY (earnings): Record Q3 with $350M revenue (+36% YoY vs $338.9M est), $107M adj EBITDA (+91% YoY, 30.6% margins vs $93.6M est), $23M GAAP net income. Raised FY25 guidance: $1.3-1.325B revenue vs $1.263B est. Trading 6x 2025 EBITDA vs UPST at 16x. Strong funding diversification, expanding partner pipeline.
Read full article (8 min)