Added to YB: 2025-11-10
Pitch date: 2025-11-03
QFIN [bullish]
Qfin Holdings, Inc.
-16.06%
current return
Author Info
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Company Info
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China.
Market Cap
$20.7B
Pitch Price
$92.45
Price Target
44.40 (-42%)
Dividend
N/A
EV/EBITDA
1.71
P/E
3.23
EV/Sales
0.83
Sector
Consumer Finance
Category
value
Show full summary:
This stock will most likely re-rate, upside ~100%+ - Qfin Holdings, Inc.
QFIN: China fintech lender at 3-4x P/E, ~2-3x EV/EBIT despite stable fundamentals. Capital-light platform mix driving high margins, 6% dividend yield + active buybacks. 100%+ re-rating potential to mid-cycle 5-6x EV/EBIT. Risks: PRC policy/VIE, credit cycle, partner concentration.
Read full article (3 min)