Added to YB: 2025-10-09
Pitch date: 2025-10-07
LMND [bullish]
Lemonade, Inc.
+2.82%
current return
Author Info
Lorenzo's 2 cents shares analyses of tech companies. Sign up for the newsletter.
Company Info
Lemonade, Inc. provides various insurance products in the United States, Europe, Louisiana, and the United Kingdom.
Market Cap
$4.1B
Pitch Price
$55.48
Price Target
N/A
Dividend
N/A
EV/EBITDA
-45.36
P/E
-28.47
EV/Sales
4.60
Sector
Insurance
Category
growth
The Real Reason Why $LMND Is Better Than $ROOT, long term
LMND: Autonomous insurer w/ AI-driven operations vs Root's car-only focus. Root leads w/ 61% Q2 loss ratio vs LMND's 82%, but LMND's DTC model & multi-product cross-selling creates long-term moat. $150M car IFP vs Root's $1.5B offers massive growth runway. Tech efficiency shows 7% LAE ratio, revenue scaling w/ flat headcount.
Read full article (7 min)