Added to YB: 2025-10-09
Pitch date: 2025-10-07
LMND [bullish]
Lemonade, Inc.
+40.31%
current return
Author Info
Lorenzo's 2 cents shares analyses of tech companies. Sign up for the newsletter.
Company Info
Lemonade, Inc. provides various insurance products in the United States, Europe, and the United Kingdom.
Market Cap
$5.3B
Pitch Price
$55.48
Price Target
N/A
Dividend
N/A
EV/EBITDA
-36.59
P/E
-29.66
EV/Sales
7.71
Sector
Insurance
Category
growth
The Real Reason Why $LMND Is Better Than $ROOT, long term
LMND: Autonomous insurer w/ AI-driven operations vs Root's car-only focus. Root leads w/ 61% Q2 loss ratio vs LMND's 82%, but LMND's DTC model & multi-product cross-selling creates long-term moat. $150M car IFP vs Root's $1.5B offers massive growth runway. Tech efficiency shows 7% LAE ratio, revenue scaling w/ flat headcount.
Read full article (7 min)