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Added to YB: 2025-10-06

Pitch date: 2025-10-02

PYPL [bullish]

PayPal Holdings, Inc.

-10.6%

current return

Author Info

HatedMoats identifies hated moats. I buy companies when the market panics. Contrarian investor focused on quality, value & long-term growth. Sign up for the newsletter.

Company Info

PayPal Holdings, Inc. operates a technology platform that enables digital payments for merchants and consumers worldwide.

Market Cap

$57.2B

Pitch Price

$67.94

Price Target

150.00 (+143%)

Dividend

0.92%

EV/EBITDA

8.66

P/E

12.28

EV/Sales

1.78

Sector

Financial Services

Category

turnaround

Show full summary:
PayPal: Deep Dive Analysis

PYPL: Dominant payments franchise w/ 438M users trading at 13x P/E, 10% FCF yield despite 6% revenue growth & 20% margins. New CEO streamlining, Venmo +20% YoY, aggressive $6B buybacks. Bull case $150+ on PayPal World cross-border expansion; bear $40s-50s on moat decay. Base case $105-120 PT.

Read full article (23 min)