Added to YB: 2025-10-01
Pitch date: 2025-09-29
QFIN [neutral]
Qfin Holdings, Inc.
-33.68%
current return
Author Info
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Company Info
Qfin Holdings, Inc., together with its subsidiaries, operate AI- driven credit-tech platform under the Qifu Jietiao brand in the People’s Republic of China.
Market Cap
$20.7B
Pitch Price
$117.00
Price Target
N/A
Dividend
N/A
EV/EBITDA
1.71
P/E
3.23
EV/Sales
0.83
Sector
Consumer Finance
Category
turnaround
Monday Delight: 29/09/25 - Qfin Holdings, Inc.
QFIN (quick overview): Chinese credit-tech platform with 29% ROIC trading at 2.8x EV/EBIT. Capital-light model bridges borrowers/lenders via AI-powered risk assessment. Returns ~10% yield (5% dividends + 5% buybacks). Revenue declined post-2022 amid weak Chinese economy. Leveraged play on China consumer credit recovery.
Read full article (1 min)