<- Go home

Added to YB: 2025-10-01

Pitch date: 2025-08-12

CACC [bullish]

Credit Acceptance Corporation

-1.43%

current return

Author Info

No bio for this author

Company Info

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.

Market Cap

$4.9B

Pitch Price

$479.05

Price Target

N/A

Dividend

N/A

EV/EBITDA

N/A

P/E

11.65

EV/Sales

N/A

Sector

Consumer Finance

Category

value

Show full summary:
Credit Acceptance Corporation - $CACC

CACC: Subprime lender at 8x normalized EPS, same stock price as 2019 despite 50% larger loan book & 50% fewer shares. Weak 2021-23 cohorts depressing yields but rolling off. Expect 2026 EPS >$60, 2029 EPS >$100 (30%+ CAGR). 18% annualized buyback pace. Risk: collection misses.

Read full article (5 min)