Added to YB: 2025-09-30
Pitch date: 2025-09-26
REPCOHOME.NS [neutral]
Repco Home Finance Limited
+13.04%
current return
Author Info
Zen Nivesh analyses India’s equity markets to help you discover high-conviction, research-backed stock ideas—long before they hit the mainstream. Our edge lies in identifying fundamentally strong, underfollowed companies with serious upside potential. Sign up for the newsletter.
Company Info
Repco Home Finance Limited operates as a housing finance company in India. The company offers dream home, composite, fifty plus, NRI housing, plot, Repco privilege, green and easy home, advantage, and home 25 loans.
Market Cap
INR 22.1B
Pitch Price
INR 355.15
Price Target
N/A
Dividend
1.13%
EV/EBITDA
N/A
P/E
4.77
EV/Sales
N/A
Sector
Consumer Finance
Category
turnaround
From Darling to Discarded: A Decade of Repco
REPCOHOME.NS (overview): Housing finance co trading at 5x earnings, 0.7x book vs 35x/5.5x book decade ago. Sales +10% CAGR, profits +14% CAGR FY15-25 despite 50% stock decline. NPAs peaked FY22 but new mgmt improved collections, reduced NPAs <2.5%. FY26 guidance: 12% AUM growth, 3.1% ROA. Risks: Tamil Nadu concentration, management changes.
Read full article (10 min)