Added to YB: 2025-09-09
Pitch date: 2025-09-06
SOFI [neutral]
SoFi Technologies, Inc.
+5.7%
current return
Author Info
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Company Info
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong.
Market Cap
$34.2B
Pitch Price
$25.81
Price Target
N/A
Dividend
N/A
EV/EBITDA
N/A
P/E
52.26
EV/Sales
N/A
Sector
Consumer Finance
Category
N/A
SoFi's Capital Raise is Bullish. So Why Don't I Like It?
SOFI (update): $1.5B equity raise at $20.85 (72M shares, 6.46% dilution) is accretive short & long-term. Paying down 5.9% debt saves $82M annually ($1.14/share). Long-term: $1.5B equity targeting 20-30% ROE = $300-450M annual profits ($1.04-1.56 quarterly EPS vs current $0.08). Bullish despite timing concerns.
Read full article (12 min)