Added to YB: 2025-09-03
Pitch date: 2025-08-31
AFRM [neutral]
Affirm Holdings, Inc.
-21.21%
current return
Author Info
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Company Info
Affirm Holdings, Inc. operates payment network in the United States, Canada, and internationally. Its platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app.
Market Cap
$21.7B
Pitch Price
$85.35
Price Target
109.00 (+62%)
Dividend
N/A
EV/EBITDA
69.99
P/E
98.22
EV/Sales
8.14
Sector
Financial Services
Category
growth
$AFRM | Affirm Q4 2025 Financial Highlights
AFRM (earnings update): First GAAP operating profit of $58M marks profitability milestone. Q4 GMV +43% to $10.4B, revenue +33% to $876M. Affirm Card explosive growth: GMV +132% YOY, 2.3M active cardholders (+97%). FY26 guidance: GMV >$46B, GAAP op margin >6%. AI-driven efficiency doubled GMV while keeping headcount flat. 30+ day delinquency -18bps shows strong risk mgmt. Target $81-109 on 60-80x FY27 EPS of $1.36.
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