Added to YB: 2025-09-02
Pitch date: 2025-08-29
RFX.L [bullish]
Ramsdens Holdings PLC
+11.61%
current return
Author Info
ROE The Boat shares research on profitable, growing small/micro caps. Sign up for the newsletter.
Company Info
Ramsdens Holdings PLC engages in the provision of diversified financial services in the United Kingdom and internationally.
Market Cap
GBP 112.4M
Pitch Price
GBP 3.18
Price Target
N/A
Dividend
3.22%
EV/EBITDA
6.04
P/E
11.40
EV/Sales
1.11
Sector
Consumer Finance
Category
value
Is This UK Microcap a Golden Opportunity?
RFX.L: UK's sole listed pawnbroker trades 9.8x P/E vs H&T acquired at 12x P/E. Diversified model: 26% precious metals (fastest growth from high gold prices), 25% FX, 22% pawnbroking, 26% jewellery retail. 20% ROIC, 13% margins, progressive dividend. Expansion to 6-8 stores/yr.
Read full article (14 min)