Added to YB: 2025-08-27
Pitch date: 2025-08-24
NU [bullish]
Nu Holdings Ltd.
+20.71%
current return
Author Info
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Company Info
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.
Market Cap
$80.8B
Pitch Price
$14.00
Price Target
45.00 (+166%)
Dividend
N/A
EV/EBITDA
N/A
P/E
32.34
EV/Sales
N/A
Sector
Banks
Category
growth
Show full summary:
Nubank’s Valuation Update
NU: Conservative base case: 122.7M users flat, ARPAC grows $12.2→$20 (vs incumbents' $45), 20% net margin by Y5 = $29.5B revenue, $5.9B net income. At 15-25x P/E = $88-147B vs today's $67B (+31-119% upside). Risks: credit costs, FX, pricing pressure. Upside: user growth, ARPAC expansion.
Read full article (2 min)