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Added to YB: 2025-08-25

Pitch date: 2025-08-20

NU [neutral]

Nu Holdings Ltd.

+25%

current return

Author Info

No bio for this author

Company Info

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States.

Market Cap

$80.8B

Pitch Price

$13.52

Price Target

62.00 (+267%)

Dividend

N/A

EV/EBITDA

N/A

P/E

32.34

EV/Sales

N/A

Sector

Banks

Category

growth

Show full summary:
NU Holdings Q2’25 — Trust, Priced In: What Mexico Just Proved

NU (earnings update): Mexico deposit beta test validates model as yields cut 15%→11.5% retained >90% customers despite higher rates elsewhere. Low-40s LDR preserves optionality. Hiring (Campos Neto, Young, Eismann) accelerates global expansion timeline. Probability-weighted 2028 PT: $62 (4.7x, 22% IRR from $13.30). Risk: rate sensitivity, credit quality.

Read full article (6 min)