Added to YB: 2025-08-08
Pitch date: 2025-08-07
UPST [neutral]
Upstart Holdings, Inc.
-35.16%
current return
Author Info
No bio for this author
Company Info
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.
Market Cap
$3.6B
Pitch Price
$71.02
Price Target
N/A
Dividend
N/A
EV/EBITDA
55.76
P/E
145.29
EV/Sales
5.09
Sector
Consumer Finance
Category
growth
$UPST | Upstart Q2 2025 Highlights
UPST (earnings update): Q2 revenue +102% YOY to $257M, loan originations +154% to $2.8B. Conversion rate jumped to 23.9% from 15.2%. BUT adjusted EPS missed at -$0.17 vs +$0.24 expected. $5.6M GAAP profit likely from loan value adjustments, not operations. Q3 guidance strong at $280M but H2 growth expected to slow significantly from H1's 100%+.
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