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Added to YB: 2025-08-07

Pitch date: 2025-08-06

UPST [bullish]

Upstart Holdings, Inc.

-32.97%

current return

Author Info

No bio for this author

Company Info

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States.

Market Cap

$3.6B

Pitch Price

$68.70

Price Target

N/A

Dividend

N/A

EV/EBITDA

55.76

P/E

145.29

EV/Sales

5.09

Sector

Consumer Finance

Category

turnaround

Show full summary:
Upstart: Consumer Interest Spikes as AI Lending Bets Pay Off

UPST: Consumer interest up 46.9% YoY, +12.9% MoM, with 37 straight weeks of gains per TickerTrends data. AI credit assessment model finding traction as personal loan market thaws amid high credit card APRs. Potential reacceleration of originations and revenue growth in H2 2025 as consumers seek alternatives to traditional banking.

Read full article (2 min)