Added to YB: 2025-08-06
Pitch date: 2025-06-18
CHYM [bullish]
Chime Financial, Inc.
-20.66%
current return
Author Info
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Company Info
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions.
Market Cap
$7.1B
Pitch Price
$31.85
Price Target
N/A
Dividend
N/A
EV/EBITDA
-10.08
P/E
-3.04
EV/Sales
2.92
Sector
Financial Services
Category
growth
Show full summary:
Chime Financial, Inc. - $CHYM
CHYM: Neobank serving 8.6M sub-$100k earners with fee-free model earning 95bps on debit, 1.91% on credit. 32% YoY growth with 104% transaction profit retention. Bull: 15% user CAGR to 18.8M by 2030, ARPAM +6% to $299, 21% margins yielding 18% 5Y IRR. Risks: regulatory change, macro exposure, competition from legacy banks & fintechs.
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