Added to YB: 2025-08-05
Pitch date: 2025-08-01
ASAI.L [bullish]
ASA International Group PLC
+61.71%
current return
Author Info
The Oak Bloke shares analysis of the UK stock market, particularly overlooked small caps. Sign up for the newsletter.
Company Info
ASA International Group PLC operates as a microfinance institution in Asia and Africa. The company offers various collateral-free loans, such as small business and MSME loans to start or grow businesses.
Market Cap
GBP 270.2M
Pitch Price
GBP 1.24
Price Target
2.50 (+25%)
Dividend
3.55%
EV/EBITDA
N/A
P/E
6.43
EV/Sales
N/A
Sector
Consumer Finance
Category
growth
Arrrrr! It 'as a eye, you see? - ASA International
ASAI.L: Microfinance provider to low-income entrepreneurs (mostly women) in Asia/Africa. 44.2% gross yield, 35.2% NIM, 38.5% RoTE. $539.5m loan portfolio (+37% YoY), 2.58m clients, low 1.5% PAR. Exiting low-margin India in 2025. Adding insurance products, digital transformation. <5x P/E with $40m+ 2025 profit potential. Target 250p (96% upside).
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