Added to YB: 2025-07-28
Pitch date: 2025-07-24
PGY [bullish]
Pagaya Technologies Ltd.
-30.22%
current return
Author Info
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Company Info
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services and other service providers, their customers, and asset investors in the United States, Israel, and the Cayman Islands.
Market Cap
$1.9B
Pitch Price
$32.53
Price Target
51.80 (+128%)
Dividend
N/A
EV/EBITDA
10.12
P/E
-9.45
EV/Sales
2.11
Sector
Software
Category
growth
Undervalued & profitable: Pagaya is facing re-rating!
PGY: AI-powered lending infrastructure co w/ capital-light model. $1.08B TTM rev, $141.5M EBITDA, 75.7M shares. 31+ enterprise lenders, 135 investors. #1 ABS issuer in private credit. FRLPC margin 4.8% in Q1'25, first profitable qtr w/ $8M net income. Trades 5x EBITDA vs UPST's 22x. $51.8 price target (60% upside) based on 12x 2027E EBITDA.
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