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Added to YB: 2025-07-14

Pitch date: 2025-07-04

ACIC [bullish]

American Coastal Insurance Corporation

+15.92%

current return

Author Info

No bio for this author

Company Info

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States.

Market Cap

$492.2M

Pitch Price

$10.93

Price Target

N/A

Dividend

N/A

EV/EBITDA

2.62

P/E

6.20

EV/Sales

1.03

Sector

Insurance

Category

value

Show full summary:
Sharmos Capital Partners: American Coastal Insurance Corporation

ACIC: Florida's largest P&C underwriter w/ 25%+ mkt share in niche commercial residential properties. 2.03x P/B (understated). 65% target CR = 35% UW profit. Strong balance sheet reducing debt/capital from 36% to 20-25%. Regulatory changes eliminating AOB & One-Way Fees improved profitability. New Skyway MGA venture potentially worth entire market cap ($537M).