Added to YB: 2025-07-01
Pitch date: 2025-06-28
FICO [neutral]
Fair Isaac Corporation
-39.97%
current return
Author Info
Upgrade to Yellowbrick Premium to unlock investor returns. Upgrade to Yellowbrick Premium
Company Info
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$24.9B
Pitch Price
$1.8K
Price Target
N/A
Dividend
N/A
EV/EBITDA
27.39
P/E
38.78
EV/Sales
13.53
Sector
Software
Category
growth
Show full summary:
Fair Isaac Corporation - $FICO
FICO (overvalued): Credit scoring monopoly (90% of US lending decisions) with 88-89% operating margins. Scores = 53% of revenue (19% growth) but 75% of profit. Software segment growing via SaaS transition (31% platform ARR growth). VantageScore breaking mortgage exclusivity in 2025 is key risk. Trades at 89x P/E despite 'only' 13% revenue growth - likely overvalued.
Read full article (37 min)