Added to YB: 2025-07-01
Pitch date: 2025-05-08
SEZL [bullish]
Sezzle Inc.
-10.58%
current return
Author Info
No bio for this author
Company Info
Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada.
Market Cap
$2.0B
Pitch Price
$74.00
Price Target
225.00 (+220%)
Dividend
N/A
EV/EBITDA
8.49
P/E
18.49
EV/Sales
4.92
Sector
Financial Services
Category
growth
Investment Memorandum - Buy Thesis: Sezzle Inc.
SEZL: Consumer-funded BNPL targeting near/subprime with ~100% YoY revenue growth, ~25% net income margin in Q4'24. Proprietary 'Prophet Score' underwriting reduces loss rates from 5% to ~1% after 5 repayments. WebBank partnership enables nationwide expansion. Trading ~19x 2025E earnings, ~12x 2026E. Founder owns 35%+. 3x potential by 2027. Risks: competition, execution, regulation, credit cycle.
Read full article (16 min)