Added to YB: 2025-06-04
Pitch date: 2025-06-02
FICO [neutral]
Fair Isaac Corporation
+5.83%
current return
Author Info
Coughlin Capital is a long-term investor dedicated to uncovering quality, undervalued companies. Sharing my journey as a do-it-yourself investor with in-depth research, actionable insights, and lessons learned along the way. Sign up for the newsletter.
Company Info
Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$39.8B
Pitch Price
$1.7K
Price Target
N/A
Dividend
N/A
EV/EBITDA
46.26
P/E
64.94
EV/Sales
22.01
Sector
Software
Category
turnaround
Stocks I’m Watching This Month - Fair Isaac Corporation
FICO (quick overview - watchlist): Credit score monopoly down 27% from Nov peak. Unmatched pricing power (mortgage score $3.50 to $4.95 for 2025). Decision management software growing 15-20% annually with higher margins. Operating margins expanded 25% to 40%. Still expensive at 50-60x earnings vs 36x historical. Risks: growth doesn't match multiple, rising rates impact mortgages, CFPB scrutiny.
Read full article (1 min)