Professional
Added to YB: 2025-06-03
Pitch date: 2025-05-30
WISE.L [neutral]
Wise plc
-20.9%
current return
Author Info
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Company Info
Wise plc provides cross-border and domestic financial services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally.
Market Cap
GBP 8.8B
Pitch Price
GBP 10.91
Price Target
14.51 (+68%)
Dividend
N/A
EV/EBITDA
14.10
P/E
23.34
EV/Sales
4.36
Sector
Financial Services
Category
growth
$WISE Memo
WISE.L (limited upside): Pioneering cross-border payments infrastructure with 6 DPS integrations & 65% instant transfers. Revenue split: 63% transfers (55bps take rate), 37% from Wise Account/interest. SMB growth slowing (15% YoY vs 20% personal). Platform white-labeling targeting banks with 4% of volumes. 17-19% PBT margins expected vs 13-16% guidance. Moat from liquidity pools, rail integration & payment volume.
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