Added to YB: 2025-05-05
Pitch date: 2025-05-01
FICO [bullish]
Fair Isaac Corporation
-8.91%
current return
Author Info
Company Info
Fair Isaac Corporation develops software with analytics and digital decisioning technologies that enable businesses to automate, enhance, and connect decisions in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
Market Cap
$39.8B
Pitch Price
$2.0K
Price Target
N/A
Dividend
N/A
EV/EBITDA
46.26
P/E
64.94
EV/Sales
22.01
Sector
Software
Category
growth
Fair Isaac Corporation - $FICO
FICO (overview): Dominant credit scoring system used by all top 100 banks globally. 88% EBIT margins in Scores segment (54% of rev, 75%+ of op income) from 10x pricing power since 2018. Moat from workflow integration, GSE requirements. Risk: GSEs approved VantageScore 4.0 for 2026 implementation, may impact pricing power. Growth tied to credit market volume.
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