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Added to YB: 2025-05-05

Pitch date: 2025-05-01

FICO [bullish]

Fair Isaac Corporation

-33.22%

current return

Author Info

Company Info

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.

Market Cap

$36.3B

Pitch Price

$2.0K

Price Target

N/A

Dividend

N/A

EV/EBITDA

38.50

P/E

56.46

EV/Sales

19.03

Sector

Software

Category

growth

Show full summary:
Fair Isaac Corporation - $FICO

FICO (overview): Dominant credit scoring system used by all top 100 banks globally. 88% EBIT margins in Scores segment (54% of rev, 75%+ of op income) from 10x pricing power since 2018. Moat from workflow integration, GSE requirements. Risk: GSEs approved VantageScore 4.0 for 2026 implementation, may impact pricing power. Growth tied to credit market volume.

Read full article (7 min)