PBOC Holdings, Inc.

As of April 30, 2001, PBOC Holdings, Inc. was acquired by FBOP Corporation. PBOC Holdings, Inc. operates as a holding company for People's Bank of California, a federally chartered savings bank, which has 26 full-service branch offices located in Orange, Ventura, and Los Angeles Counties in Southern California. The Bank's lending activities include first mortgage loans secured by single-family residential properties, and to a lesser extent, multi-family residential properties, Commercial, and Consumer loans. Its current deposit products include passbook accounts, checking accounts, money market accounts, fixed-rate, fixed-maturity retail certificates of deposit, and individual retirement accounts. The company also owns PBOC Capital Trust I.