Guaranty Financial Corporation

Guaranty Financial Corporation operates as the holding company for Guaranty Bank, which offers a range of commercial and retail banking services to individual and corporate customers in the state of Virginia. The bank offers statement savings accounts, checking accounts, money market accounts, fixed rate certificates with varying maturities, and individual retirement accounts. The bank also provides products and services for small businesses and brokered deposits. It also offers consumer loans, commercial loans, real estate loans, and mortgage loans. In addition, it offers other services, including online banking and trust services. The bank operates in seven full service retail branches, including Arlington, Forest Lakes, Lake Monticello, Lovingston, Main Street, Pantops, and Rio, as well as in the counties of Albemarle, Fluvanna and Nelson. The company invests its funds in mortgage backed securities, U.S. government agency bonds, and treasury and agency notes. The company was organized in 1995 and is headquartered in Charlottesville, Virginia.