River City Bank (Mechanicsville, VA)

As of September 30, 2008, River City Bank (Mechanicsville, VA) was acquired by Village Bank. River City Bank (Mechanicsville, VA) provides various commercial and retail banking products and services to small and medium-sized businesses and individuals primarily in Hanover and Henrico counties, and the City of Richmond located in Virginia. It offers deposit products, including demand deposits, time deposits, savings and money market accounts, NOW accounts, and certificates of deposit. The company’s loan portfolio includes commercial loans, residential real estate, consumer installment loans, home equity loans, lines of credit, auto loans, student loans, and recreational loans. In addition, it originates fixed and variable-rate mortgage loans and real estate construction and acquisition loans. Further, the company offers automatic clearing house services, sweep services, ATM/Debit card products, telephone banking, and check imaging services. As of December 31, 2007, it operated three banking facilities and two operations centers. The company was founded in 2004 and is headquartered in Mechanicsville, Virginia.